/* SmartAiCalc — standalone styles (no framework required) */
.sac{--sac-navy:#0b2b57;--sac-navy-2:#123a72;--sac-ink:#1c2b40;--sac-muted:#5d6f88;--sac-border:#dde4ee;--sac-bg:#f6f8fc;--sac-surface:#fff;--sac-radius:12px;
  font-family:"Public Sans",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--sac-ink);line-height:1.55}
.sac *,.sac *::before,.sac *::after{box-sizing:border-box}
.sac h1,.sac h2,.sac h3{font-family:"Outfit",system-ui,sans-serif;color:var(--sac-navy);margin:0 0 .4em}
.sac a{color:var(--sac-navy);text-decoration:none}
.sac-muted{color:var(--sac-muted);font-size:14px}

.sac-hero{background:linear-gradient(120deg,var(--sac-navy),var(--sac-navy-2));color:#fff;border-radius:var(--sac-radius);padding:28px;margin-bottom:24px}
.sac-hero h1,.sac-hero h2{color:#fff}
.sac-hero p{margin:0;opacity:.9}

.sac-card{background:var(--sac-surface);border:1px solid var(--sac-border);border-radius:var(--sac-radius);padding:20px;box-shadow:0 1px 2px rgba(11,43,87,.05)}
.sac-grid{display:grid;gap:20px;grid-template-columns:1fr}
@media(min-width:860px){.sac-grid{grid-template-columns:3fr 2fr}}
.sac-fields{display:grid;gap:14px;grid-template-columns:1fr}
@media(min-width:560px){.sac-fields{grid-template-columns:1fr 1fr}}
.sac-field{display:block}
.sac-label{display:block;font-size:13px;font-weight:600;margin-bottom:6px}
.sac-label em{color:var(--sac-muted);font-style:normal;font-weight:400}
.sac-input{width:100%;height:44px;padding:0 12px;font-size:14px;color:var(--sac-ink);background:#fff;
  border:1px solid var(--sac-border);border-radius:10px;outline:none}
.sac-input:focus{border-color:var(--sac-navy);box-shadow:0 0 0 3px rgba(11,43,87,.12)}
.sac-output{display:flex;align-items:center;background:var(--sac-bg);font-weight:600}
.sac-btn{margin-top:18px;padding:10px 16px;font-size:14px;font-weight:600;color:var(--sac-navy);background:#fff;
  border:1px solid var(--sac-border);border-radius:10px;cursor:pointer}
.sac-btn:hover{background:var(--sac-bg)}

.sac-results{background:linear-gradient(140deg,var(--sac-navy),var(--sac-navy-2));color:#fff;border:0}
.sac-results-title{color:#fff;font-size:18px}
.sac-dl{margin:14px 0 0}
.sac-row{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.16)}
.sac-row:last-child{border-bottom:0}
.sac-row dt{font-size:14px;opacity:.85;margin:0}
.sac-row dd{margin:0;font-size:18px;font-weight:700;text-align:right}
.sac-hint{margin:0 0 8px;font-size:12px;opacity:.75}
.sac-note{margin-top:16px;font-size:12px;opacity:.75}

.sac-conv{display:grid;gap:14px;grid-template-columns:1fr}
@media(min-width:820px){.sac-conv{grid-template-columns:1fr 1fr auto 1fr 1fr;align-items:end}}
.sac-swap{height:44px;width:44px;border-radius:999px;border:1px solid var(--sac-border);background:#fff;color:var(--sac-navy);font-size:16px;cursor:pointer}
.sac-swap:hover{background:var(--sac-bg)}
.sac-eq{margin:16px 0 0;font-size:14px;color:var(--sac-muted)}
.sac-sub{margin-top:24px;font-size:16px}
.sac-tablewrap{overflow:auto}
.sac-table{width:100%;border-collapse:collapse;font-size:14px}
.sac-table td{padding:8px 10px;border-bottom:1px solid var(--sac-border)}
.sac-table td:last-child{text-align:right;font-variant-numeric:tabular-nums}

.sac-section{margin-top:32px}
.sac-cards{display:grid;gap:14px;grid-template-columns:1fr}
@media(min-width:640px){.sac-cards{grid-template-columns:1fr 1fr}}
@media(min-width:1000px){.sac-cards{grid-template-columns:repeat(3,1fr)}}
.sac-tile{display:block;padding:16px;border:1px solid var(--sac-border);border-radius:var(--sac-radius);background:#fff;transition:transform .15s,border-color .15s}
.sac-tile:hover{transform:translateY(-2px);border-color:var(--sac-navy)}
.sac-tile strong{display:block;color:var(--sac-navy);font-family:"Outfit",system-ui,sans-serif}
.sac-tile span{display:block;margin-top:6px;font-size:13px;color:var(--sac-muted)}

/* ------------------------------------------------ header / footer / pages */
.sac-topbar{background:var(--sac-navy);color:#fff;font-size:13px;text-align:center;padding:8px 12px;letter-spacing:.02em}
.sac-header{display:flex;flex-wrap:wrap;align-items:center;gap:16px;justify-content:space-between;padding:14px 4px;border-bottom:1px solid var(--sac-border);background:#fff}
.sac-brand img{height:44px;width:auto;display:block}
.sac-nav{display:flex;flex-wrap:wrap;gap:18px}
.sac-nav a{font-family:"Outfit",system-ui,sans-serif;font-size:13px;font-weight:600;text-transform:uppercase;letter-spacing:.04em;color:var(--sac-navy)}
.sac-nav a:hover{color:var(--sac-navy-2);text-decoration:underline}

.sac-footer{margin-top:40px;border-top:1px solid var(--sac-border);background:var(--sac-bg);padding:32px 20px 8px;border-radius:var(--sac-radius)}
.sac-footer-grid{display:grid;gap:28px;grid-template-columns:1fr}
@media(min-width:860px){.sac-footer-grid{grid-template-columns:1.4fr 1fr 1fr}}
.sac-footer-logo{height:42px;width:auto;margin-bottom:12px}
.sac-footer h3{font-size:17px}
.sac-list{list-style:none;margin:0;padding:0;display:grid;gap:10px;font-size:14px}
.sac-list a{color:var(--sac-muted)}
.sac-list a:hover{color:var(--sac-navy)}
.sac-cols{grid-template-columns:1fr}
@media(min-width:640px){.sac-cols{grid-template-columns:1fr 1fr}}
.sac-copy{margin:24px 0 0;padding:14px 0 0;border-top:1px solid var(--sac-border);text-align:center;font-size:12px;color:var(--sac-muted)}

.sac-eyebrow{display:block;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--sac-navy-2)}
.sac-legal + .sac-legal{margin-top:22px}
.sac-mt{margin-top:14px}
.sac-textarea{height:auto;padding:10px 12px;font-family:inherit;resize:vertical}
.sac-ok{margin-top:12px;font-size:14px;font-weight:600;color:var(--sac-navy)}

/* live currency converter */
.sac-fx{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin:8px 0 4px;font-size:13px;color:var(--sac-muted)}
.sac-dot{width:9px;height:9px;border-radius:50%;background:#1fa971;box-shadow:0 0 0 3px rgba(31,169,113,.18);animation:sac-pulse 1.8s ease-in-out infinite}
@keyframes sac-pulse{50%{opacity:.35}}
.sac-btn-sm{margin:0;padding:5px 10px;font-size:12px}